Data from the Global Findex Database indicate that the percentage of adults with bank accounts in Ethiopia has more than doubled since 2014 to reach 46%. However, despite this growth, financial equity in the population has decreased. In particular, there are significant disparities in account ownership based on gender, income, and education. As of 2022, women are 16 percentage points less likely than men to have an account, while adults in the poorest 40% of households face a 20-percentage point income gap. Additionally, there is a substantial education gap of 41 percentage points among adults with a primary education or less.